Rakuten

A cancer plan that is so comprehensive,
you'll sleep well at night

Cancer insurance protection.

Exclusively for Rakuten Credit Card
holders and their families.

Cancer Shield

1 in 2 people will get cancer in their lifetime. You might be the lucky one and live cancer-free, but it’s something you simply can’t predict. All you can do is prepare for the unexpected. Which is Rakuten is bringing you Cancer Shield, a comprehensive cancer insurance plan - exclusively for Rakuten Credit Cardholders. You can choose from three levels of coverage - up to ¥2,000,000. And pay as little as ¥200 a month. But more importantly, it’s a plan that gives you peace of mind, so you can sleep well at night.

Terms & Conditions

The 10 benefits of the plan

We provide a ‘shield’ of coverage that addresses every stage of the journey. Here are the top 10 benefits that come with your plan. Because you and your family deserve to have the right support if the worst happens.

Lump Sum Diagnosis Benefit

Up to ¥2,000,000 immediately upon your first confrmed diagnosis to use however you need - for treatment, travel, or Iiving expenses.

Daily hospital cash

Get paid for evory day you are in the hospital (up to ¥10,000/day) to cover private ward foes and moals.

Surgical operation coverage

Lump sum payments for both inpatient and outpatient surgeries.

Radiotherapy Support

Fixed benefits to alleviate the cost of radiation treatments.

Daily Outpatient Cash

Support for pre- and post-hospitalisation care and chemotherapy.

Hospital Discharge Benefit

A lump sum upon discharge to support your long-term convalescence at home.

Anti-Cancer Drug Treatment

Specific coverage for hormone therapy and anti-cancer drugs.

Advanced Medical Treatment

We cover the actual "technical fees" for advanced treatments approved by the Ministry of Health, Labour and Welfare, up to ¥10,000,000.

Flexible Enrolment

Available for members and spouses aged 0 to 69, with renewals allowed up to age 74.

Get a Good Night’s Sleep

Knowing your family doesn't have to be burdened with hefty medical costs, is the surest way to get peace of mind.

Find your perfect plan

We offer three plans to help you choose the cover that is right for you.

BenefitGold planSilver planBronze plan
Cancer diagnosis¥200,000¥100,000¥50,000
Daily hospital cash¥10,000¥5,000¥3,000
Outpatient benefit¥5,000¥3,000¥2,000
Cancer diagnosis¥20,000¥10,000¥5,000

Apply today

Get the protection against cancer you and your family deserve. Start the process by clicking the button below. If at any point you want to drop out of the process, you can.

Apply now

Frequently asked questions

Is there a plan that covers cancer as well?

Having a pre-existing condition is not grounds for denying insurance coverage. However, individuals who have been diagnosed with cancer (including carcinoma in situ) by a physician in the past, or who have undergone surgery or been hospitalized due to an illness within the past two years, are not eligible for coverage.

What are the benefits and health requirements to join?

Having a pre-existing condition is not grounds for denying insurance coverage. However, individuals who have been diagnosed with cancer (including carcinoma in situ) by a physician in the past, or who have undergone surgery or been hospitalized due to an illness within the past two years, are not eligible for coverage.

What are the cancer diagnosis benefits?

Having a pre-existing condition is not grounds for denying insurance coverage. However, individuals who have been diagnosed with cancer (including carcinoma in situ) by a physician in the past, or who have undergone surgery or been hospitalized due to an illness within the past two years, are not eligible for coverage.

How does this plan support outpatient cancer treatment?

Having a pre-existing condition is not grounds for denying insurance coverage. However, individuals who have been diagnosed with cancer (including carcinoma in situ) by a physician in the past, or who have undergone surgery or been hospitalized due to an illness within the past two years, are not eligible for coverage.

What are the benefits for hospitalisation and surgical procedures?

Having a pre-existing condition is not grounds for denying insurance coverage. However, individuals who have been diagnosed with cancer (including carcinoma in situ) by a physician in the past, or who have undergone surgery or been hospitalized due to an illness within the past two years, are not eligible for coverage.

What is the targeted life-long benefit?

Having a pre-existing condition is not grounds for denying insurance coverage. However, individuals who have been diagnosed with cancer (including carcinoma in situ) by a physician in the past, or who have undergone surgery or been hospitalized due to an illness within the past two years, are not eligible for coverage.

How does this plan differ from other cancer insurance products?

Having a pre-existing condition is not grounds for denying insurance coverage. However, individuals who have been diagnosed with cancer (including carcinoma in situ) by a physician in the past, or who have undergone surgery or been hospitalized due to an illness within the past two years, are not eligible for coverage.

Can I receive the benefits if I die?

Having a pre-existing condition is not grounds for denying insurance coverage. However, individuals who have been diagnosed with cancer (including carcinoma in situ) by a physician in the past, or who have undergone surgery or been hospitalized due to an illness within the past two years, are not eligible for coverage.

Rakuten

Underwriting insurance company: Mitsui Sumitomo Insurance Co., Ltd.

B26-100004 Approval date: April 2026 © 2026 All rights reserved.